Senior Real Estate Specialist
55+ communities across Palm Beach County.
Pat is a Certified Senior Real Estate Specialist (CSRES). She knows the active adult communities across the county — the amenities, the HOA rules, the resale values, and which ones actually feel like a good fit for different buyers.
Why It Matters
Buying into a 55+ community is a different decision.
It's not just a home purchase — it's a lifestyle choice with legal rules, financial implications, and a community culture that varies dramatically from one development to the next. Pat helps buyers sort through all of it.
Age qualification rules
True 55+ communities require at least 80% of occupied units to have one resident aged 55 or older. Pat explains what this means for resale and who can actually live with you.
HOA fees and what they cover
55+ community HOA fees vary widely — some cover everything (landscaping, exterior maintenance, insurance, cable, amenities), others are minimal. Pat breaks down the real cost of ownership for each community.
Amenities that matter vs. ones that don't
Every brochure leads with the clubhouse and pools. Pat helps you find out what residents actually use — and whether the amenities match how you plan to spend your time.
Rental and resale restrictions
Many 55+ communities have rules about renting your home or how quickly you can sell. Pat flags anything that could affect your flexibility before you commit.
Maintenance-free vs. fee-simple
Some 55+ homes are bundled with full exterior maintenance — ideal if you plan to travel. Others are fee-simple with lower HOA costs but more owner responsibility. Pat matches the structure to your lifestyle.
Long-term fit
Pat thinks about where you'll be in 5 and 10 years, not just today. Single-story layouts, proximity to healthcare, and accessibility features are part of the conversation from the start.
Communities to Know
Well-known 55+ developments across Palm Beach County.
This is a sample — there are dozens of active adult communities across the county. Pat knows them well and can match you to the right ones based on your budget, preferred location, and lifestyle.
Kings Point, Delray Beach
One of the largest 55+ communities in South Florida — thousands of units, extensive amenities, shuttle service, and a price point that's accessible across a wide range of budgets.
Wynmoor Village, Coconut Creek
Active adult community with strong social programming, multiple pools, and a well-maintained campus. Popular with buyers coming from the northeast.
Huntington Pointe, Delray Beach
Mid-size gated community with a range of home styles, resort-style amenities, and a reputation for strong community engagement.
Valencia Isles, Boynton Beach
GL Homes' upscale active adult product — resort amenities, newer construction, and a strong social calendar. Higher price point, higher amenity level.
Four Seasons at Delray Beach
Toll Brothers community — single-family homes, country club amenities, and a more private feel than the large-scale communities. Strong resale market.
Aberdeen, Boynton Beach
Golf community with equity and non-equity membership options, a mix of condos and single-family homes, and a wide price range. One of the county's most established active adult options.
Common Questions
What buyers ask about 55+ communities.
Can my adult children visit or stay with me?
Yes — guests are allowed in virtually all 55+ communities, though the rules on how long guests can stay vary. Most allow extended visits of 30–90 days per year. Pat reviews the specific community rules with you before you buy.
What if my spouse is under 55?
Most 55+ communities (qualifying under the Housing for Older Persons Act) require that at least one occupant of each unit be 55 or older. Your spouse being younger is typically fine — but this is community-specific and Pat verifies it for every property.
Are pets allowed?
Varies by community. Many allow pets with size and breed restrictions. Some have no-pet policies. Pat checks this before you tour if it matters to you.
What's the resale market like for 55+ homes?
Generally strong in Palm Beach County — demand from retiring baby boomers continues to be high. Communities with lower HOA fees and good amenities tend to hold value well. Pat can pull recent sales data for any specific community.
How do I compare HOA fees across communities?
The key is understanding what's included. A $600/month HOA that covers cable, water, insurance, landscaping, and exterior maintenance may be a better value than a $200/month fee with nothing included. Pat builds out a full cost-of-ownership comparison for any communities you're considering.
Downsizing
Selling the family home and making the move.
Many 55+ buyers are also selling a larger home — sometimes one they've owned for decades. Pat handles both sides of that transition and can coordinate the timing so you're not stuck with two properties or scrambling between closings.
Estate coordination
Pat works with families navigating more complex situations — estates, trusts, adult children involved in decisions. She's patient, clear, and knows when to bring in additional professionals.
Rightsizing, not just downsizing
This isn't about getting smaller — it's about getting the right size. Many buyers actually gain amenities and lifestyle when they move into a well-run 55+ community. Pat helps you see the full picture.
Timing both transactions
Pat coordinates the sale of your current home and the purchase of your new one so the timing works for you — including bridge financing options and flexible closing dates when needed.
Looking for the right 55+ community?
There are dozens of options across Palm Beach County. Pat can narrow it down quickly based on your budget, lifestyle, and what matters most — no need to tour everything yourself.