Buyer's Guide
Finding your home in South Florida.
Pat has helped hundreds of buyers — from first-timers to relocating families — find the right home at the right price. Here's how she works.
The Process
What buying looks like with Pat.
No rush, no pressure. Pat works at your pace and makes sure you understand every step before you take it.
First Call
Pat listens before she talks. She'll learn what you're looking for, your timeline, and what matters most — then give you a straight read on what's realistic.
Search & Shortlist
Pat curates homes that actually fit your criteria — not a flood of links. She knows these neighborhoods and will tell you what the listing photos aren't showing.
Offer & Negotiation
As a Certified Real Estate Negotiator, Pat knows how to structure an offer that's competitive without overpaying. She walks you through every number.
Inspection to Closing
Pat stays involved from inspection through closing — coordinating with lenders, title, and inspectors so nothing falls through the cracks.
What to Expect
The South Florida market, honestly.
Palm Beach County moves differently than most markets. Here's what Pat tells every buyer upfront.
Seasonal inventory
More homes come to market October through April when snowbirds list. Summer buyers often face less competition — and more motivated sellers.
HOA matters here
Many South Florida communities have HOAs with real rules: rental restrictions, pet policies, approval processes. Pat flags anything worth knowing before you fall in love with a place.
Insurance is part of the cost
Florida homeowner's and flood insurance can significantly affect your monthly payment. Pat walks you through realistic carrying costs, not just mortgage math.
Coastal vs. inland tradeoffs
Ocean proximity adds price — but also wind exposure and insurance premiums. Pat helps you weigh what coastal living actually costs vs. what it's worth to you.
Cash is common
A significant share of South Florida transactions are cash offers. If you're financing, Pat knows how to make your offer as strong as possible in a competitive situation.
Homestead exemption
Florida's homestead exemption can save primary residents thousands per year in property taxes. Pat makes sure you know how to apply and what you qualify for.
Quick Math
Estimate your monthly payment.
A rough starting point — plug in your numbers. Insurance and HOA fees will add to this, and Pat can give you realistic estimates for specific properties.
Explore Areas
Where are you looking?
Pat covers nine communities across Palm Beach County. Each has its own character, price range, and tradeoffs.
Delray Beach
Atlantic Ave dining, walkable downtown, coastal lifestyle. Pat's home market.
Boca Raton
Top-rated schools, upscale communities, polished resort feel.
Boynton Beach
Coastal access at more approachable prices. Growing fast.
Highland Beach
Barrier island condos between Boca and Delray. Quiet and residential.
Gulf Stream
Ultra-private oceanfront estates. Homes rarely list publicly.
All Communities
Lake Worth, Wellington, Jupiter, and more — Pat covers the whole county.
Ready to start looking?
A 15-minute call is usually enough to figure out what makes sense and where to start.